New York credit unions are community savings and loans provider that have low fees, great loan rates, nice checking and savings perks and flexible eligibility requirements.
The best credit unions are hard to join because you have to work or live in a certain area, or your employer must sponsor your membership, but if you can meet their membership requirements it's worth taking into consideration.
Credit unions typically pay more interest than banks. According to the most recent data from the NCUA (National Credit Union Administration), credit unions pay higher average rates on money markets and all surveyed certificate terms.
Saks Fifth Avenue Enterprises Credit Union12 East 49th StreetNew York NY, 10017(212) 940'5225
United Nations Credit Union820 Second Avenue, 12th FloorNew York NY, 10017(212) 338'8100
Skyline Credit Union32 Avenue Of The AmericasNew York NY, 10013(212) 274'8359
Lower East Side People's Credit Union37 Ave BNew York NY, 10009(212) 529'8197
65 Family Credit Union113 University Place-5th FloorNew York NY, 10003(212) 228'4038
Actors Credit Union165 West 46th StreetNew York NY, 10036(212) 869'8926
Bootstrap Credit Union666 Fifth Avenue, Floor 15New York NY, 10103(212) 333'0300
Convent Credit Union - New York Credit Unions 425 West 144th StreetNew York NY, 10031(212) 234'7400
El Barrio Credit Union113 East 117th StNew York NY, 10035(212) 410'1465
Elektra Credit Union124 West 30 Street Rm 211New York NY, 10001(212) 868'7128
Fidelis Credit Union448 West 152nd StreetNew York NY, 10032(212) 234'4121
Mount Olivet Credit Union201 Lenox AveNew York NY, 10027(212) 666'5966
Nbc (n.y.) Employees Credit Union30 Rockefeller Plaza, Rm 716 SNew York NY, 10112(212) 664'3970
New York State Employees Credit Union80 Wall St Suite 318/319New York NY, 10005(212) 233'4570
Progressive Credit Union370 Seventh Avenue Suite 1400New York NY, 10001(212) 695'8900
Saks Fifth Avenue Enterprises Credit Union12 East 49th StreetNew York NY, 10017(212) 940'5225
OTHER LOCATIONS
ALBANY
Albany Firemens Credit Union532 Central AveAlbany NY, 12206(518) 453'9748
Capital Communications Credit Union18 Computer Drive EastAlbany NY, 12205(518) 458'2195
Empire Corporate Credit UnionP.o. Box 15021Albany NY, 12212-5021(518) 292'3800
Health Employees Credit Union Albany Medical Center Mc-31, 43 NewAlbany NY, 12208(518) 262'3090
State Employees Credit Union - New York Credit Unions P. O. Box 12189Albany NY, 12212(518) 452'8234
OTHER LOCATIONS
ALBANY
Albany Firemens Credit Union 532 Central AveAlbany NY, 12206(518) 453'9748
Capital Communications Credit Union 18 Computer Drive EastAlbany NY, 12205(518) 458'2195
Empire Corporate Credit Union P.o. Box 15021Albany NY, 12212-5021(518) 292'3800
Health Employees Credit Union Albany Medical Center Mc-31, 43 NewAlbany NY, 12208(518) 262'3090
State Employees Credit Union - New York Credit Unions P. O. Box 12189Albany NY, 12212(518) 452'8234
AUBURN
Cayuga County School Employees Credit UnionBox 824Auburn NY, 13021(315) 253'9616
BINGHAMTON
Bct Credit Union47 Broad AvenueBinghamton NY, 13904(607) 724'3247
Bha Residents Community Development Credit Union45 Exchange StBinghamton NY, 13901(607) 723'9491
Ghs Credit UnionP.o. Box 1490Binghamton NY, 13902(607) 723'7962
Horizons Credit UnionP.o. Box 1881Binghamton NY, 13902(607) 724'5876
BRONX
Bethex Credit Union20 E 179th St L.l.Bronx NY, 10453(718) 299'3062
Father Burke Credit Union1170 Beach AvenueBronx NY, 10472(718) 409'0715
Spanish American Community Club Credit UnionP.o. Box 73 Co-op City StationBronx NY, 10475(718) 379'7017
St. Augustine Presbyterian Credit Union838 East 165th StBronx NY, 10459(718) 542'7253
Van Cortlandt Cooperative Credit Union98 Van Cortlandt Park SouthBronx NY, 10463(718) 549'5858
BROOKLYN
Bay Ridge Credit Union9000 Fourth AveBrooklyn NY, 11209(718) 680'2121
Berea Credit Union - New York Credit Unions 1641 Bergen StBrooklyn NY, 11213(718) 778'5617
Bushwick Cooperative Credit Union1475 Myrtle AvenueBrooklyn NY, 11237(718) 418'8232
Concord Credit Union833 Rev. Dr. Gardner C. Taylor BlvdBrooklyn NY, 11216(718) 622'1818
Consumers Credit Union425 Neptune AvenueBrooklyn NY, 11224(718) 266'2204
Epiphany Credit Union96 South 9th StreetBrooklyn NY, 11211(718) 782'3576
Good Fellowship Credit Union915 East 7th Street #1hBrooklyn NY, 11230(718) 258'3942
Nym Credit Union501 Sixth Street Apt. 2e/2fBrooklyn NY, 11215(718) 780'3618
Polish & Slavic Credit Union126 Greenpoint AvenueBrooklyn NY, 11222(718) 349'2230
Prince Credit Union140 58th StBrooklyn NY, 11220(718) 492'9673
Sts Peter & Paul Credit Union71 South 3rd StBrooklyn NY, 11211(718) 388'9576
Warden Captree Credit Union2208 Ave XBrooklyn NY, 11235(718) 648'6600
BUFFALO
Ambrac Credit UnionP.o. Box 981Buffalo NY, 14240(716) 879'6837
Buffalo Cooperative Credit Union425 Elmwood AveBuffalo NY, 14222(716) 881'3767
Buffalo Metropolitan Credit Union62 So. Elmwood AvenueBuffalo NY, 14202(716) 847'6960
Erie County Employees Credit Union95 Franklin Street, Room #111Buffalo NY, 14202(716) 858'6249
Family & Neighbors Credit Union295 Main St. Suite 703Buffalo NY, 14203(716) 849'0350
Riverside Credit Union245 Vulcan St.Buffalo NY, 14207(716) 875'1747
Sweet Home Credit Union1901 Sweet Home RdBuffalo NY, 14228(716) 691'9187
U H D Credit Union562 Genesee StBuffalo NY, 14204(716) 847'6655
ELMIRA
Finger Lakes Health Care Credit Union600 Roe Ave.Elmira NY, 14905(607) 733'1304
Solutions Credit Union1707 Cedar StreetElmira NY, 14904(607) 734'7144
Telco Credit UnionP.o. Box 697Elmira NY, 14902(607) 734'1234
ITHACA
Alternatives Credit Union125 N. Fulton St.Ithaca NY, 14850(607) 273'4611
Cfcu Community Credit Union1030 Craft RoadIthaca NY, 14850(607) 257'8500
Morse Chain Ithaca Employees Credit Union620 South Aurora StreetIthaca NY, 14850(607) 274'6083
Tompkins Employees Credit Union322 W. State StIthaca NY, 14850(607) 272'8567
JAMESTOWN
Community Of Hope Credit UnionP.o. Box 301Jamestown NY, 14702-0301(716) 962-3605
Jamestown Area Community Credit Union915 E. Second St.Jamestown NY, 14701(716) 483'1650
M R C Credit Union545 East Second StreetJamestown NY, 14701(716) 483'2798
Southern Chautauqua Credit Union310 Fairmount AvenueJamestown NY, 14701(716) 664'4126
ROCHESTER
1st Priority Credit Union38 Lomb Memorial DriveRochester NY, 14623(585) 475'6528
Advantage Credit UnionP.o. Box 14440Rochester NY, 14614(585) 454'5900
First Rochester Community Credit Union1900 South Clinton AvenueRochester NY, 14618(585) 697'3793
Flower City Credit Union3159 Winton Rd So Ste 205Rochester NY, 14623(585) 270'1390
Lexington Avenue Credit Union1275 Lexington AvenueRochester NY, 14606(716) 254'4543
Lyell Credit Union1546 Lyell AveRochester NY, 14606(585) 458'9220
Rochester Polish Credit UnionP.o. Box 17108Rochester NY, 14617(585) 266'5876
The Summit Credit Union100 Marina DriveRochester NY, 14626(585) 453'7000
Wit Credit Union22 Fourth StreetRochester NY, 14609(585) 454'4580
SYRACUSE
Countryside Credit UnionP.o. Box 3247Syracuse NY, 13220(315) 445'2300
Crouse Credit Union736 Irving AvenueSyracuse NY, 13210(315) 470'7928
Empire Credit Union515 Erie Blvd WestSyracuse NY, 13204(315) 477'2200
Money Credit UnionP.o. Box 1339Syracuse NY, 13201-1339(315) 671'4000
Power Credit UnionP.o. Box 1297Syracuse NY, 13201-1297(315) 474'1226
Syracuse Credit Union728 East Genesee StSyracuse NY, 13210(315) 476'9132
Syracuse Cooperative Credit Union723 Westcott StreetSyracuse NY, 13210(315) 471'1116
P.o. Box 867Auburn NY, 13021(315) 253'2934
Cayuga County School Employees Credit UnionBox 824Auburn NY, 13021(315) 253'9616
BINGHAMTON
Bct Credit Union47 Broad AvenueBinghamton NY, 13904(607) 724'3247
Bha Residents Community Development Credit Union45 Exchange StBinghamton NY, 13901(607) 723'9491
Ghs Credit UnionP.o. Box 1490Binghamton NY, 13902(607) 723'7962
Horizons Credit UnionP.o. Box 1881Binghamton NY, 13902(607) 724'5876
BRONX
Bethex Credit Union20 E 179th St L.l.Bronx NY, 10453(718) 299'3062
Father Burke Credit Union1170 Beach AvenueBronx NY, 10472(718) 409'0715
Spanish American Community Club Credit UnionP.o. Box 73 Co-op City StationBronx NY, 10475(718) 379'7017
St. Augustine Presbyterian Credit Union838 East 165th StBronx NY, 10459(718) 542'7253
Van Cortlandt Cooperative Credit Union98 Van Cortlandt Park SouthBronx NY, 10463(718) 549'5858
BROOKLYN
Bay Ridge Credit Union9000 Fourth AveBrooklyn NY, 11209(718) 680'2121
Berea Credit Union - New York Credit Unions 1641 Bergen StBrooklyn NY, 11213(718) 778'5617
Bushwick Cooperative Credit Union1475 Myrtle AvenueBrooklyn NY, 11237(718) 418'8232
Concord Credit Union833 Rev. Dr. Gardner C. Taylor BlvdBrooklyn NY, 11216(718) 622'1818
Consumers Credit Union425 Neptune AvenueBrooklyn NY, 11224(718) 266'2204
Epiphany Credit Union96 South 9th StreetBrooklyn NY, 11211(718) 782'3576
Good Fellowship Credit Union915 East 7th Street #1hBrooklyn NY, 11230(718) 258'3942
Nym Credit Union501 Sixth Street Apt. 2e/2fBrooklyn NY, 11215(718) 780'3618
Polish & Slavic Credit Union126 Greenpoint AvenueBrooklyn NY, 11222(718) 349'2230
Prince Credit Union140 58th StBrooklyn NY, 11220(718) 492'9673
Sts Peter & Paul Credit Union71 South 3rd StBrooklyn NY, 11211(718) 388'9576
Warden Captree Credit Union2208 Ave XBrooklyn NY, 11235(718) 648'6600
BUFFALO
Ambrac Credit UnionP.o. Box 981Buffalo NY, 14240(716) 879'6837
Buffalo Cooperative Credit Union425 Elmwood AveBuffalo NY, 14222(716) 881'3767
Buffalo Metropolitan Credit Union62 So. Elmwood AvenueBuffalo NY, 14202(716) 847'6960
Erie County Employees Credit Union95 Franklin Street, Room #111Buffalo NY, 14202(716) 858'6249
Family & Neighbors Credit Union295 Main St. Suite 703Buffalo NY, 14203(716) 849'0350
Riverside Credit Union245 Vulcan St.Buffalo NY, 14207(716) 875'1747
Sweet Home Credit Union1901 Sweet Home RdBuffalo NY, 14228(716) 691'9187
U H D Credit Union562 Genesee StBuffalo NY, 14204(716) 847'6655
ELMIRA
Finger Lakes Health Care Credit Union600 Roe Ave.Elmira NY, 14905(607) 733'1304
Solutions Credit Union1707 Cedar StreetElmira NY, 14904(607) 734'7144
Telco Credit UnionP.o. Box 697Elmira NY, 14902(607) 734'1234
ITHACA
Alternatives Credit Union125 N. Fulton St.Ithaca NY, 14850(607) 273'4611
Cfcu Community Credit Union1030 Craft RoadIthaca NY, 14850(607) 257'8500
Morse Chain Ithaca Employees Credit Union620 South Aurora StreetIthaca NY, 14850(607) 274'6083
Tompkins Employees Credit Union322 W. State StIthaca NY, 14850(607) 272'8567
JAMESTOWN
Community Of Hope Credit UnionP.o. Box 301Jamestown NY, 14702-0301(716) 962'3605
Jamestown Area Community Credit Union915 E. Second St.Jamestown NY, 14701(716) 483'1650
M R C Credit Union545 East Second StreetJamestown NY, 14701(716) 483'2798
Southern Chautauqua Credit Union310 Fairmount AvenueJamestown NY, 14701(716) 664'4126
ROCHESTER
1st Priority Credit Union38 Lomb Memorial DriveRochester NY, 14623(585) 475'6528
Advantage Credit UnionP.o. Box 14440Rochester NY, 14614(585) 454'5900
First Rochester Community Credit Union1900 South Clinton AvenueRochester NY, 14618(585) 697'3793
Flower City Credit Union3159 Winton Rd So Ste 205Rochester NY, 14623(585) 270'1390
Lexington Avenue Credit Union1275 Lexington AvenueRochester NY, 14606(716) 254'4543
Lyell Credit Union1546 Lyell AveRochester NY, 14606(585) 458'9220
Rochester Polish Credit UnionP.o. Box 17108Rochester NY, 14617(585) 266'5876
The Summit Credit Union100 Marina DriveRochester NY, 14626(585) 453'7000
Wit Credit Union22 Fourth StreetRochester NY, 14609(585) 454'4580
SYRACUSE
Countryside Credit UnionP.o. Box 3247Syracuse NY, 13220(315) 445'2300
Crouse Credit Union736 Irving AvenueSyracuse NY, 13210(315) 470'7928
Empire Credit Union515 Erie Blvd WestSyracuse NY, 13204(315) 477'2200
Money Credit UnionP.o. Box 1339Syracuse NY, 13201-1339(315) 671'4000
Power Credit UnionP.o. Box 1297Syracuse NY, 13201-1297(315) 474'1226
Syracuse Credit Union728 East Genesee StSyracuse NY, 13210(315) 476'9132
Syracuse Cooperative Credit Union723 Westcott StreetSyracuse NY, 13210(315) 471'1116
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