California credit unions are not-for-profit organizations created to service their members who live, work, worship or go to school within a designated community area.
Credit unions were created to offer everyday people a low-cost alternative to banks including services such as investment advice, mortgages, business loans and checking and savings accounts that earn interest and have no monthly fees.
Credit unions typically pay more interest than banks. According to the most recent data from the NCUA (National Credit Union Administration), credit unions pay higher average rates on money markets and all surveyed certificate terms.
Orange County Teachers CU N Euclid St, Anaheim, CA (714) 258'4000 590
Orange County Teachers Fed CU E Santa Ana Canyon Rd, #179, Anaheim,
CA (714) 258'4000 8152
Cal-Cen Federal Credit Union N Gilbert St, Anaheim, CA (714) 778'6904 1140
Wescom Credit Union S Weir Canyon Rd, Anaheim, CA (888) 893'7266 791
Interstate Federal Credit Unn S State College Blvd, #100, Anaheim, CA (714) 635-'6928 1475
Partners FCU S Towne Centre Pl, #100, Anaheim, CA (714) 712'7328 2190
Safe 1 California Credit Unions Serving All Local Residents Columbus St, Bakersfield, CA (661) 327-3818 400 Oak St, #J, Bakersfield, CA and (661) 327'3818 3711
Bakersfield City Employees Federal Credit Union16th St, Bakersfield, CA (661) 861'6151 2817
Bakersfield Community Fed CU 16th St, Bakersfield, CA (661) 322'2091 2101
Chevron Valley Credit Union E Brundage Ln, Bakersfield, CA (661) 326'1484 1007
Golden 1 Credit Union (661) 633-2662 4106 California Ave, Bakersfield, CA
Kern Central Credit Union Merchant verified H St, Bakersfield, CA (661) 395'3032 2100
Kern Federal Credit Union 1717 Truxtun Ave Bakersfield, CA 93301 (661)327'9461
Kern Schools Federal Credit Union P.O. Box 9506 Bakersfield, CA 93389 (661)833'7900
Patelco Credit Union California Ave, Bakersfield, CA (661) 327'5282 4106
Partners Federal Credit Union 100 N. First Street, Suite 400 Burbank,
CA 91502(818) 558'4504
Lockheed Federal Credit Union P.O. Box 6759 Burbank, CA 91510 (800)328'5328
Chula Vista City Emplys FCU 4th Ave, Chula Vista, CA (619) 691'5240 276
Eastlake Navy Fed Financia l1450 Eastlake Pky, #180, Chula Vista, CA (619) 656'5981 1450
Financial 21 Community CU E H St, #603, Chula Vista, CA (619) 425'5633 358
Mission Federal Credit Union E H St, Chula Vista, CA(800) 500'6328
Navy Federal Credit Union Mira Mesa Blvd A, Chula Vista, CA(866) 454'3137 8260
USA Federal Credit Union Tierra Del Rey, Chula Vista, CA(858) 831'8100
San Diego County Credit Union Otay Lakes Rd, Chula Vista, CA(619) 421'5038 2280
Patelco Credit Union Mowry Ave, Fremont, CA(510) 442'6200 5166
Fresno Fire Department Credit Union N Fresno St, Fresno, CA(559) 228'1997 5300
Fresno County Federal CU N Van Ness Ave, Fresno, CA(559) 252'5000 1250
Greater Valley Credit Union E Shields Ave, Fresno, CA(559) 244'5790 1901
Pacific Service Credit Union O St, Fresno, CA(559) 263'5279 650
So-Val Tel Fed Credit Union E Clinton Way, Fresno, CA(559) 456'1144 4986
State Center California Credit Unions Mariposa Mall, Fresno, CA(559) 225-7228 1515 E Shaw Ave, Fresno, CA and (559) 497'0216 2550
United Local Credit Union W Bullard Ave, Fresno, CA(559) 431'8329 1755
California's First Federal CU Garden Grove Blvd, #100, Garden Grove,
CA (714) 741'8141 11752
Eagle Community Credit Union Harbor Blvd, Garden Grove, CA(800) 324'5328 13902
California Credit Union N Brand Blvd, #7, Glendale, CA(818) 291'6700 701
Fiscal Credit Union E Colorado St, Glendale, CA(818) 553'8200 310
Gamc Federal Credit Union E Chevy Chase Dr, Glendale, CA(818) 409'8211 1441
Sda Credit Union Glendale E Chevy Chase Dr, Glendale, CA(818) 246'7241 1441
Nu Vision Financial Fed Credit 5912 Bolsa Ave, Huntington Beach, CA(714) 375'8000 5912
Clarke Patricia Evelyne Cir, Huntington Beach, CA(714) 960-3776 8191
Gentelco West Federal Credit Union E Spring St, Long Beach, CA(562) 595'6767 3229
Lbs Financial Credit Union E 10th St, Long Beach, CA(562) 598'9007 4341
Jacom Credit Union Seabright Ave, Long Beach, CA(562) 432'4555 1766
Pacific Community Credit Union E Spring St, Long Beach, CA(562) 424'2324 3229
VA Desert Pacific Federal CU E 7th St, Long Beach, CA(562) 498'1250 5901
Credit Union-Organized Labor Mchenry Ave, Modesto, CA(209) 527'8731 2112
Financial Center Credit Union E Yosemite Ave, Manteca, CA(209) 824'7065 206
Modesto's First Federal CU 12th St, Modesto, CA(209) 521'2020 430
Mocse Credit Union Merchant verified Coffee Rd, Modesto, CA(209) 572'3600 3600
Operating Engineers Fed CU Mchenry Ave, Modesto, CA(209) 525'8460 538
Stanislaus County Fed CU J St, Modesto, CA(209) 549'8511 1419
Tenet Federal Credit Union Florida Ave, Modesto, CA(209) 238'0341 1441
Valley First California Credit Unions Dale Rd, Modesto, CA(209) 549'8500 1419 J St, Modesto, CA and (209) 577'2878 3401
Yosemite Farm Credit Kiernan Ave, #101, Modesto, CA(209) 545'6174 4216
Arrow Credit Union Edgewater Dr, Oakland, CA(510) 562'2753 8301
Chevron Texaco Credit Union 14th St, Oakland, CA(510) 627'5000 475
East Bay Postal Credit Union Roland Way, #102, Oakland, CA(510) 568'7150 480
Hanin Federal Credit Union Camden St, Oakland, CA(510) 430'0560 6226
Kai Perm Federal Credit Union Broadway, Oakland, CA(510) 628'6000 2101
Oakland Municipal Credit Union Frank H Ogawa Plz, Oakland, CA(510) 637'6600 250
Sterlent Credit Union - ATM Franklin St, Oakland, CA(866) 783'7536 1820
Utility District Credit Union Adeline St, Oakland, CA(510) 287'0537 2130
Valley Credit Union Clay St, Oakland, CA(510) 653'0395
California Coast CU 3485 Marron Rd, Oceanside, CA(760) 730'1717
Faith Based Fed Credit Union Oceanside Blvd, Oceanside, CA(760) 754'2242 2195
Mission Federal Credit Union Old Grove Rd, Oceanside, CA(800) 500'6328 125
Navy Federal Credit Union Avenida De La Plata, Oceanside, CA(760) 631'3360 4180
Arrowhead Credit Union Central Ave, Chino, CA(909) 628'0688
Chaffey Federal Credit Union N Lemon St, Ontario, CA(909) 986'4552 410
Ontario Montclair Sch Employee N Palmetto Ave, Ontario, CA(909) 983'1959 1520
Ontario Public Employee FCU W B St, Ontario, CA(909) 984'8781 202
Wescom Credit Union Mills Cir, Ontario, CA(909) 581'3003 4330
CBC Federal Credit Union E Gonzales Rd, Oxnard, CA(805) 988'2151 2151
City of Oxnard Employee CU S B St, Oxnard, CA(805) 385'3456 640
Pacific Oaks Federal CU N C St, #A, Oxnard, CA(805) 981'9098 1950
St John's Oxnard Federal CU N Rose Ave, Oxnard, CA(805) 988'2857 1600
Ventura County Contractors N Rose Ave, Oxnard, CA(805) 477'4000 2160
Altura Credit Union Riverside Ave, Riverside, CA(951) 571'5448 6403
Arrowhead Central Credit Union Magnolia Ave, Riverside, CA(951) 358'0171 10450
La Loma Federal Credit Union Pierce St, Riverside, CA(909) 785'7275 11498
Inland Counties Postal CU Orange St, #212a, Riverside, CA(951) 684-6564 380
Kaiser Federal Credit Union Pierce St, Riverside, CA(951) 509'0284 11798
Pacific Trust Bank Arlington Ave, Riverside, CA(951) 352'5980 5030
Raincross Credit Union Indiana Ave, Riverside, CA(951) 343'3280 8543
Rafe Federal Credit Union Magnolia Ave, #A, Riverside, CA(951) 682'1555 6876
Service Plus Credit Union University Ave, Riverside, CA(951) 680'1998 1209
California Community Credit Union Capitol Mall, Sacramento, CA(916) 443'6715 800
California Credit Union League K St, Sacramento, CA(916) 325'1360 1201
Church Co-Op Credit Union K St, Sacramento, CA(916) 492'2228 2120
Frontier Financial Credit Union Sacramento, CA(775) 829'2070
Golden 1 Credit Union Broadway, Sacramento, CA(916) 732'2900 1326
Sacramento California Credit Union H St, #100, Sacramento, CA(916) 444'6070 800
Safe Credit Union K St, #100, Sacramento, CA(916) 979'7233 2901
Schools Financial Credit Union Claudia Dr, Sacramento, CA(916) 569'5400 1631
Central Coast Credit Union S Main St, Salinas, CA(831) 422'2325 900
Coast Tel Federal Credit Union Palma Dr, Salinas, CA(831) 758'1001 455
Steinbeck Credit Union Merchant verified Abbott St, Salinas, CA(831) 757'2941 333
Arrowhead Credit Union Del Rosa Ave, San Bernardino, CA(909) 881'3355 6350
Financial Services San Bernardino, CA(909) 421'0103
Cabrillo Credit Union Front St, #2295, San Diego, CA(858) 547'7400 880
First Future Credit Union Camino De La Reina, San Diego, CA(619) 299'6108 350
Great American Credit Union 1st Ave, San Diego, CA(619) 296'5800 3969
Mission Federal Credit Union Camino Del Rio N, San Diego, CA(800) 500'6328 2020
Navy Federal Credit Union Westminster Mall, San Diego, CA (877) 573'2327 519
North Island Credit Union N Harbor Dr, San Diego, CA (619) 656'6525 937
Point Loma Credit Union Sports Arena Blvd, San Diego, CA(619) 226'5602 3777
San Diego County Credit Union Overland Ave County Ops Ctr, San Diego, CA
(877) 732'2848 5555
SD Medical Federal Credit Union Merchant verified Rio San Diego Dr, San Diego, CA
(619) 641'1100 8889
Embarcadero Federal Credit Union Washington St, San Francisco, CA(415) 575'1900 500
Lee Federal Credit Union Grant Ave, San Francisco, CA(415) 982'0915 915
Patelco Credit Union 2nd St, #300, San Francisco, CA(415) 442'6200 156
Peninsula Postal Credit Union Main St, San Francisco, CA(415) 206'7114 390
Provident Central Credit Union Golden Gate Ave, #2, San Francisco, CA(415) 864'1519 450
Redwood Credit Union Van Ness Ave, San Francisco, CA(415) 861'7928 100
San Francisco Federal Credit Union Geary Blvd Branch Golden Gate Ave, San Francisco, CA (415) 775'5377 770
Spectrum Federal Credit Union Montgomery St, San Francisco, CA(415) 398'6100 315
Alliance Federal Credit Union Forest Ave, San Jose, CA(408) 947'2553 2105
Atd Federal Credit Union Via Del Oro, #205, San Jose, CA(408) 365'4444 6830
San Jose, Credit Union Merchant verified Asbury St, San Jose, CA(408) 294'8800 140
Santa Clara County Federal CU N 1st St, San Jose, CA(408) 282'0700 852
Star One Credit Union Blossom Hill Rd, San Jose, CA(866) 543'5202 1090
Technology Credit Union Merchant verified San Jose, CA(408) 451'9111
Use Credit Union W San Carlos St, San Jose, CA(408) 271'8945 1570
Valley Credit Union Story Rd, San Jose, CA(408) 955'1300 1775
Cannon Federal Credit Union E Dyer Rd, Santa Ana, CA(714) 429'4299 666
Comunidad Latina Federal CU W Warner Ave, Santa Ana, CA(714) 754'7675 1317
Cherry Efcu E Warner Ave, Santa Ana, CA(714) 708'2435
Eagle Community - California Credit Union W Sunflower Ave, Santa Ana, CA
(800) 324'5328 3101
First American Federal CU 1 First American Way S, Santa Ana, CU (714) 647'4447
Mutual Diversified Federal CU E 4th St, Santa Ana, CA(714) 953'0046 2030
Patriots Federal CU N Tustin Ave, #A, Santa Ana, CA(714) 285'9601 431
Santa Ana Federal Credit Union W Santa Ana Blvd, Santa Ana, CA(714) 834'1341 800
Western Federal Credit Union Plaza Dr, Santa Ana, CA(714) 424'9015 3751
Lockheed Federal Credit Union Bouquet Canyon Rd, Santa Clarita, CA(661) 263'3950 26459
Pscu Financial Service Sidani Ln, Santa Clarita, CA(661) 263'0645 19515
Premier Community Credit Union N Country Club Blvd, Stockton, CA(209) 465'4990 1267
Rarin Federal Credit Union N Locust St, Stockton, CA(209) 933'9275 327
Allied Credit Union W March Ln, Stockton, CA(209) 235'9119 2131
Awppw Local Credit Union Lindbergh St, Stockton, CA(209) 234'4388 6364
Catholic Credit Union S Center St, Stockton, CA(209) 948'6024 18
Central State Credit Union N Center St, Stockton, CA(209) 444'5300 919
Financial Center Credit Union Main Office N El Dorado St, Stockton, CA(209) 948'6024 18 S Center St, Stockton, CA and (209) 465'8059 440
Western Financial Credit Union Country Club Blvd, Stockton, CA(209) 466'3505 1826
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